Paying off a mortgage ahead of schedule can save thousands in interest—but in the U.S., some loans may charge a prepayment penalty if you refinance, sell, or make very large extra payments within a defined window. I’ll break down how these charges work, where you’re most likely to see them, typical costs, and practical strategies […]
We outline all you need to consider if you plan on letting out your new US property with Luvanex Realty once you have made the purchase. Many investors who buy property in the USA do this to earn rental income. The US, of course, has its own rules, regulations and requirements that you need to […]
Investing in property overseas can be both exhilarating and profitable, but it isn’t a sightseeing tour—it’s a disciplined strategy. As a U.S.-based investor, foreign real estate can diversify your portfolio, hedge against the dollar, and create durable passive income streams. The secret, as always, lives in the details: location quality, market transparency, legal structure, tax […]
Ever since the dawn of the COVID-19 pandemic, the U.S. real estate market has been on a tear. In the twelve months between August 2020 and August 2021, American home prices rose by a national average of 19.8%—the highest annual increase ever recorded. But this national uptick in housing prices has hardly affected every place […]
Buying or selling a home comes with a simple, transparent question: how much does your real estate brokerage earn? Here’s a clear breakdown of how Luvanex Realty structures commissions, what that means for you, and why it matters. Our Standard Commission Who Pays the Commission? What Our Commission Covers Your 3% isn’t just a fee—it […]
Power of Attorney for Real Estate in the United States: What It Is, Who Grants It, and How to Use It
What Is a Power of Attorney (POA)? A Power of Attorney (POA) is a legal document that lets one person (the “principal”) authorize another trusted person (the “agent” or “attorney‑in‑fact”) to act on their behalf. In U.S. real estate transactions, a POA is often used when the principal can’t attend closing, is traveling, deployed, hospitalized, […]
In a previous guide, I explored U.S. cities that lean on tourism to power consistent rental returns. This time, I’m taking a different tack: looking beyond short-term visitor flows to the long-term fundamentals that matter most to buy-and-hold investors—population trends, job diversity, affordability, and taxes. And for a clear, compelling case study in the United […]
WE OPERATE WITH EXPERIENCE AND PROFESSIONALISM IN AMERICAN REAL ESTATE Investing is usually a difficult choice and certainly not without risk in a real estate market like the European one, which is characterized by increased taxation and, moreover, by a steady and unrelenting drop (since 2008) in prices and returns. When you examine the risk/return […]
Luvanex Realty, as one of the biggest names in real estate investment, knows a thing or two about making money in real estate. Real estate is an excellent financial opportunity in general. It can provide continual passive income and, if the value rises over time, it can be a smart long-term investment. You may even […]
From time immemorial, owning real estate has been associated with status, wealth and credibility. Along with gold, it was the safest way of securing one’s wealth. As we stepped into the modern era, a lot of other investment options developed. Options like stocks, bonds, fixed deposits, mutual funds digital or crypto currency gave investors multiple […]
Every investor hopes to receive some financial or non-financial rewards from their investment, depending on the industry they chose. For instance, real estate is one of the most profitable investments with numerous benefits. There’s a reason why so many businessmen prefer to invest in real estate rather than stocks, and it’s not just simply because it […]
Many home buyers have found the real estate market difficult in recent years, but those who have been able to do so have seen a great return on their investment. Homes are gaining at an unprecedented rate, with sale prices increasing by about 20% between 2021 and 2022. Some investors are looking to rental homes […]